/* =============================================
   tos.css — AFS Analytics 2026
   ============================================= */

/* BANNER */

.tos-banner {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 220px;
    background: #212b44;
    padding: 50px 20px;
}

.tos-banner::after {
    content: '';
    position: absolute;
    bottom: -7px;
    left: 0;
    right: 0;
    height: 7px;
    background: #e62640;
    z-index: 1;
}

.tos-hero {
    font: 500 40px 'open sans', sans-serif;
    color: #fff;
    text-align: center;
}

/* CONTENT */

.tos-content-section {
    padding: 80px 0 100px;
}

.tos-content {
    max-width: 800px;
    margin: 0 auto;
    padding: 0 20px;
    color: #212b44;
    font-family: roboto, arial, sans-serif;
    font-size: 16px;
    line-height: 26px;
}

.tos-content h2 {
    font: bold 22px 'open sans', sans-serif;
    margin: 50px 0 12px;
    color: #1a2540;
    line-height: 1.4;
}

.tos-content p {
    margin-bottom: 14px;
}

.tos-content ul {
    list-style: square;
    padding-left: 24px;
    margin-bottom: 14px;
}

.tos-content ul li {
    margin: 10px 0;
}

.tos-content a {
    color: #526db0;
    font-weight: normal;
}

@media (max-width: 640px) {
    .tos-hero { font-size: 28px; }
    .tos-banner { min-height: 160px; }
}